Guides to issues relevant to Conveyancing – this may include purchase and sale of property; transfer of title; buy-to-let property; shared ownership.

If you need professional advice, get in touch to book a meeting with a member of our friendly Legal team.

Why do I need an Indemnity Policy? One of the most common question we are asked in Conveyancing

Indemnity insurance policies are commonly used in property transactions to provide protection in situations where the legal position is either unclear or not fully acceptable to a purchaser or mortgage lender.Indemnity policies can be a quick way of resolving legal issues to everyone’s satisfaction, so are frequently used to speed up the conveyancing process.  Depending on the defect, insurance quotes are usually given within a day or so and the policies can be taken out quickly.What do they cost?The cost varies according to the value of the property, its use and the nature of the risk.  Usually a single upfront…

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Buying your first home

As a first time buyer, the prospect of buying your first home, and most likely taking out a mortgage, can seem daunting, but do not let it be. Courmacs offers a first-time buyers no obligation consultation to guide first time buyers through their first purchase. Whether you have found your first property already, or perhaps you are still looking, we’re here to help. Often a discussion can help to give you confidence for the process. We do not use complex jargon and instead we like to put ourselves in your shoes so that all you need to do initially is to spare…

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Your Rights: Buying a house with your live-in partner

For most couples, deciding to move in together is an exciting time, looking to the future, and planning a home together can be the start of a great lifetime ahead, but not protecting your assets or your legal position can be a very risky course of action. By the time many couples realise that, in law, they are considered as separate individuals, it’s too late to put any legal protection in place. Many couples believe that living together gives them legal rights, but marriage at common law does not exist, and unless you have agreed your positions at the start…

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Conveyancing Process & Fees Explained

Conveyancing is the legal process of transferring ownership of property from one party to another. During the process, you will need to make payments to parties other than your conveyancing solicitor. You would however first make the payment to your solicitor, who would then distribute the monies as necessary. Any payment you initially make to your solicitor, but which is then passed to another party, is known as a ‘disbursement’. Examples of disbursements and fees include: Local authority search fees – to ensure the property is not affected by any planned local development, such as new roads; to ascertain whether…

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The Conveyancing Process

Selling your Property Before property goes on the market Before a property can be put on the market you will need an EPC (Energy Performance Certificate). These can be provided for you by your conveyancing specialist. When you instruct your solicitor or conveyancing agent, you should also request all the relevant forms and fixtures. This will save time later in the conveyancing process, you should complete property information documents provided to the best of your knowledge to avoid complications later in the process Offer This is when your conveyancer will contact the buyer's conveyancer with a contract package, usually by…

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